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Gardiner Private Wealth Management

6 East Green Street


Westminster

,

MD

21157

Phone:

410-857-9438

Fax:

410-857-9474

E-mail:

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Neil H. Resnik, LUTCF

Welcome to our website, where you’ll find a wealth of information in the form of newsletter articles, calculators, and research reports.

We hope your visit will help you understand the opportunities and potential rewards that are available when you take a proactive approach to your personal financial situation. We have created this website to help you gain a better understanding of the financial concepts behind insurance, investing, retirement, estate planning, and wealth preservation. Most important, we hope you see the value of working with skilled professionals to pursue your financial goals.

We’re here to help educate you about the basic concepts of financial management; to help you learn more about who we are; and to give you fast, easy access to market performance data. We hope you take advantage of this resource and visit us often. Be sure to add our site to your list of "favorites" in your Internet browser. We frequently update our information, and we wouldn’t want you to miss any developments in the area of personal finance.

Explains hospital observation status and its billing pitfalls.

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Encourages older workers to maximize catch-up contributions.

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Shows how high-income earners can create tax-free retirement income via workplace plans.

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Advises small businesses on cybersecurity risk management.

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A balance sheet summarizes your assets and liabilities and reveals your net worth.

Estimate how much would remain after paying income taxes and penalties if you took an early distribution from a retirement plan.

This calculator can help you determine how soon you can pay off your mortgage.

Estimate the potential cost of waiting to purchase a long-term care insurance policy.

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